Are you one of those travel enthusiasts who is always on the lookout to visit new locations and explore new cities? Travel can be a costly hobby but you can cut down the costs by using a travel credit card. These cards help to earn you free trips and also do not charge a fortune on extra fees when you are using it overseas. The benefits of travel credit cards are endless but it is important to choose the right card to make sure that you can save a lot while traveling. Here are some of the tips that you can follow to pick the best travel credit card:
1. Provides multi-currency facility
The first and most important feature that you should look for in a travel credit card is if it offers multi-currency facility. It is not necessary that you will want to visit only one country. So, when you travel to different countries that have different currencies, you should be able to use their currencies instantly without having to go to the exchange and getting the currency of that country. Companies like Continental Currency provide this sort of travel credit cards that you can use in various countries without having to think of high currency exchange rates.
2. Check for signup bonus and high rewards
Every travel credit card comes with several high rewards and a handsome signup bonus. Most of these cards provide up to 2% of rewards on the amount you spend. In addition to the rewards, you should also look into the signup bonuses for a new card. It will be wise to check how you can redeem the rewards that have accumulated after the spending on the card. Who knows, you can get a free round-trip flight as the signing bonus and a couple more incentives as rewards to make your trip less costly than you imagined!
3. General or co-branded cards
This is a dilemma that you have to decide before applying for the travel credit card. There are two types of travel credit cards that you get: general travel cards and co-branded cards. The former will help you earn rewards that can be used for any expense during the travel. You can redeem the points on your credit card to get a credit on your account or book travel transport directly, and so on. However, co-branded cards are different. These are co-partnered by some of the hotel chains or airlines. So, you will only be able to redeem your rewards when you are traveling in that particular airline or staying in that hotel. If you are confident that you are going to use those hotels or airline, then you can opt for a co-branded travel card. You can get priority boarding for the airline or bonus amenities at the hotel you are staying, etc.
Travel credit cards have become a necessity for avid travelers. If you too are in the same lot, then follow the tips above and get your own card as soon as possible.