Category: Finance

3 Tips to Choose the Best Travel Credit Cards for Your Next Trip

Are you one of those travel enthusiasts who is always on the lookout to visit new locations and explore new cities? Travel can be a costly hobby but you can cut down the costs by using a travel credit card. These cards help to earn you free trips and also do not charge a fortune on extra fees when you are using it overseas. The benefits of travel credit cards are endless but it is important to choose the right card to make sure that you can save a lot while traveling. Here are some of the tips that you can follow to pick the best travel credit card:

1. Provides multi-currency facility

The first and most important feature that you should look for in a travel credit card is if it offers multi-currency facility. It is not necessary that you will want to visit only one country. So, when you travel to different countries that have different currencies, you should be able to use their currencies instantly without having to go to the exchange and getting the currency of that country. Companies like Continental Currency provide this sort of travel credit cards that you can use in various countries without having to think of high currency exchange rates.

2. Check for signup bonus and high rewards

Every travel credit card comes with several high rewards and a handsome signup bonus. Most of these cards provide up to 2% of rewards on the amount you spend. In addition to the rewards, you should also look into the signup bonuses for a new card. It will be wise to check how you can redeem the rewards that have accumulated after the spending on the card. Who knows, you can get a free round-trip flight as the signing bonus and a couple more incentives as rewards to make your trip less costly than you imagined!

3. General or co-branded cards

This is a dilemma that you have to decide before applying for the travel credit card. There are two types of travel credit cards that you get: general travel cards and co-branded cards. The former will help you earn rewards that can be used for any expense during the travel. You can redeem the points on your credit card to get a credit on your account or book travel transport directly, and so on. However, co-branded cards are different. These are co-partnered by some of the hotel chains or airlines. So, you will only be able to redeem your rewards when you are traveling in that particular airline or staying in that hotel. If you are confident that you are going to use those hotels or airline, then you can opt for a co-branded travel card. You can get priority boarding for the airline or bonus amenities at the hotel you are staying, etc.

Travel credit cards have become a necessity for avid travelers. If you too are in the same lot, then follow the tips above and get your own card as soon as possible.

Categories: Finance

The Benefits Of Using A Cashback Realtor

Buying a home is exciting and if you choose a good house you are going to be making a great investment. A good house is going to increase in value and it is also going to provide you with a stable place to live. You won’t have to worry about your rent going up or having issues with having your lease renewed. Buying is better than renting and when you use a cashback realtor you get to make money back when you buy your home.

When you work with a traditional real estate agent, they get a commission when you buy a home that is typically around five percent of the purchase price. The agent will keep this amount and it represents their profit. When you use a cashback agent, the agent is only going to take a flat fee of around 5,000 for their commission and give the rest of it to you. The amount can be large and you get it back after you close the sale.

The only thing that is different about working with a cashback agent is that you can’t look at unlimited houses like you can with a traditional agent. When you work with a cashback agent you can only tour 8 houses, so you have to be organized. You need to have a good idea about what you want when you are buying your home since you are not going to have a ton of different choices.

If you can stay organized and you know what you want, buying your home through FindMyNest is going to be financially beneficial and you will be able to make a lot of extra money after the sale is over. The best way to get started is to call FindMyNest so they can explain the process to you.

When you decide to work with them, they will start giving you listings right away and you can over all the listings and choose which ones are going to work best for your needs. You only get to see eight houses in person so you need to have a clear idea of what you want so you know which houses you are going to want to see when you see the listings.

When you have decided on the house, FindMyNest is going to handle all of the negotiations for you and they will work hard to get you the best price on the house you are interested in. Once you have bought the house and the commission comes in, they are going to take their flat fee from the transaction and give you the rest. The money can make a big difference and there is a lot that you can do with the extra money once you get it.

If you don’t know what you want and you want to look at a lot of houses, then using a Cashback realtor is not going to be for you. If you know what you are looking for and you are ready to buy, then a cashback agent is a good choice.

Categories: Finance